Re: Comemnt: draft-ietf-trade-ecml2-spec-07.txt

[Donald Eastlake 3rd <dee3@torque.pothole.com>]

Valid From date seems like a reasonable addition for payment cards given
that use of any of these fields is optional.

Thanks,
Donald
======================================================================
 Donald E. Eastlake 3rd                       dee3@torque.pothole.com
 155 Beaver Street              +1-508-634-2066(h) +1-508-851-8280(w)
 Milford, MA 01757 USA                   Donald.Eastlake@motorola.com

On Tue, 21 Jan 2003, Ray Bellis wrote:

> Date: Tue, 21 Jan 2003 10:03:56 +0000
> From: Ray Bellis <rpb@community.net.uk>
> To: ietf-trade@lists.elistx.com
> Cc: lauri.piikivi@nokia.com
> Subject: Re: Comemnt: draft-ietf-trade-ecml2-spec-07.txt
> 
> > Should there be a SWITCH payment card type defined, if
> > the card issuer number ECom_Payment_Card_IssueNumber is
> > for that card only?
> 
> The issue number also appears on "Solo" cards, although these are much
> rarer than Switch cards.
> 
> There's some information about Switch joining the Maestro brand here
> (http://www.switch.co.uk/maestro/switch_maestro1.htm).  There's actually
> some suggestion that as part of this process the issue number will
> actually disappear from Switch cards.
> 
> > Does the switch card system operate at all without the
> > issue number? I mean that if the customer can not give
> > the numebr to merchant in web payment, will the charging
> > be made. Or is the switch issue numebr needed only for
> > transaction processing, from merchant to processor?
> 
> Our own payment processing software requires the end user to supply
> their card's issue number.  That issue number is included in the card
> authorisation (APACS30) messages sent to UK acquirers.
> 
> On Switch cards that don't have an issue number most UK sites (including
> our own) require the supply of the card's "valid from" date instead.
> Strangly this "valid from" information doesn't appear to be supported by
> APACS30, although I presume there must be some processors' systems
> capable of using this information.
> 
> On checking our e-commerce app we do send "valid from" information to
> the payment services run by Netgiro, Bibit and Netbanx.  I don't know
> what they do with the information, but this does seem to suggest that we
> need yet more ECML fields.
> 
> May I therefore suggest?
> 
>   Ecom_Payment_Card_ValidFrom_Day
>   Ecom_Payment_Card_ValidFrom_Month
>   Ecom_Payment_Card_ValidFrom_Year
> 
> Can anyone who knows better suggest whether loyalty cards might also
> need "valid from" fields?
> 
> kind regards,
> 
> Ray Bellis
> 
> --
> Ray Bellis, MA(Oxon) - Technical Director
> community internet plc - ts.com Ltd
> 
> Windsor House, 12 High Street, Kidlington, Oxford, OX5 2PJ
> tel:  +44 1865 856000   email: ray.bellis@community.net.uk
> fax:  +44 1865 856001     web: http://www.community.net.uk/
> 
>